4 Secrets To Shopping Health Insurance Coverage For You And Your Family

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Posted by Prescription Hope - See Editorial Guidelines (Last Updated On: Mon Apr 17 2023)

OPEN ENROLLMENT IS HERE

This is a friendly reminder that Open Enrollment is November 1st – December 15th. We understand how frustrating it can be to find the proper health insurance coverage. While there are many sources to gather information from, most information is misleading with you and your family last in mind. Most health insurance plans are expensive and do not provide the proper coverage you need to protect you and your family. To guide you in your decision so you can make sure you and your family are taken care of here are 4 secret to know when looking for health coverage.

THE 4 SECRETS TO KNOW WHEN SHOPING FOR HEALTH INSURANCE AND MEDICATION COVERAGE:

1. Co-pays – Be aware these payments can add up because you will have to pay your co-pay out of pocket every time you have to go to the doctor, hospital and pharmacy.
2. Deductibles – These can be costly. You will be paying thousands out of your pocket on top of your co-pays and premiums until your deductible is met.
3. Premiums – These payments can add up every month even if you are not using your health insurance.
4. Medication Coverage – Make sure the medications you use is in your health insurance medication formulary.

These are the first 4 most over looked secrets that are told when shopping for health coverage.

THE REAL PROBLEM

Medication formularies are quickly shrinking. Every single day the medication formularies covered by health insurers are getting smaller and smaller. This leaves families to take desperate measures by being forced to pay for their life saving medication out of pocket leaving no room basic family needs. On top of the formularies that are shrinking, medications are getting pushed up the tiers causing the price of medication to rise through the roof.

IMAGINE PAYING A SET PRICE OF $60.00 a month through Prescription Hope’s medication access service for each medication through our medication access service

If you are part of the millions of Americans getting trapped by monthly medication cost you may want to look more into this program. The benefits:

1. There are no co-pays, deductibles or premiums.
2. A set price of $60.00 per month for each medication no matter the retail price, there are no supersizes on what you will be charged for your vital medication
3. A team of advocates dedicated to assist you with any questions you may have regarding your medication.
4. The confidence of knowing that your medication will be refilled month after month with out lapse in therepy.

HOW IT WORKS

Visit PrescriptionHope.com to submit a free online application. Our highly trained advocates will handle the rest. Medications are distributed directly from U.S. pharmaceutical manufacturers. Learn More Apply Now